Payment Gateways for Ecommerce UK – Your Complete 2025 Guide

Choosing the right payment gateways for ecommerce UK businesses isn’t just about accepting credit cards—it’s about building trust, ensuring fast checkout, and avoiding unnecessary fees. No matter if you start your store or move forward, your payment system can be the deciding factor in how customers see your business.

We help you pick and add the correct gateway for your company so your website offers smooth functionality, strong safety and a good user experience. Besides, our team delivers great websites right on time and is always available to help with after-sales questions by phone.

Let’s look at your best choices and how to decide wisely.

What Happens When You Select the Magnificent Payment Gateway

The payment gateways for ecommerce UK store owners use today must be:

Fast
Secure
It is simple to get started with this.
Cost-effective
Customers count on us.

Never let problems with checkout be the one thing that encourages someone to leave your site without buying. When a gateway is easy to use and trustworthy, customers will complete their sales and turn to support less.

Top 5 Payment Gateways for Ecommerce UK Businesses

Let’s break down the most popular and effective payment gateways for ecommerce UK stores in 2025.

1. Stripe is a favourite among developers because of its open and understandable prices

Stripe is one of the most commonly used payment gateways for ecommerce UK websites thanks to its flexibility and customisation options.

Key features:

Every transaction (including UK cards) will be charged 1.5%, plus a 20p fee per use.
You can use Apple Pay, Google Pay and Klarna here.
Perfect for both subscription fees and checkouts that require special options
The strong API and reporting tools make things simple for you.

Stripe can be connected to any website, including those on Shopify, WooCommerce, Wix and we can ensure that your mobile checkout is efficient.

2. Accessible all over the world, PayPal is easy for anyone to set up

PayPal remains one of the most recognised names among payment gateways for ecommerce UK users. There are customers who feel better checking out with PayPal rather than swiping their card after placing their order.

Benefits:

Recognisability among shoppers leads to more trust.
You can set up your account in minutes and there is no monthly charge.
Protection for sellers is already included.
It is possible to use it with major ecommerce platforms.

We take care of making sure PayPal looks correct and is easy to use for everyone at We Build Website.

3. Shopify Payments is Tailored to Shopify Store Owners

If you use Shopify, their built-in payment system is one of the best payment gateways for ecommerce UK sellers working within that ecosystem.

Why should we use technology in education?

Set up completely as a Shopify store
Competitive rates
No need to pay extra transaction fees, something you have to do with other online payment providers on Shopify
You can use lots of different currencies and ways to pay.

We show Shopify clients how to let customers request shipping from stores, including the best practices for preventing fraud.

4. Square is inexpensive, straightforward and can be used on any device

Square is gaining ground among the best payment gateways for ecommerce UK startups. It is very straightforward, inexpensive and has powerful offline payment functions.

Highlights:

You can get free POS hardware for checkout at your store.
You pay a fee of 1.75% every time you use the exchange.
Good for both online and storefront forms of selling.
Easy to use and report with.

If you sell in person and online, getting Square through Awesome is a great solution.

5. Worldpay – Reliable, Built for Growth, Created for Business

Worldpay is one of the oldest payment gateways for ecommerce UK companies and remains a strong choice for medium to large businesses.

Why should companies think about using Worldpay?

Synonymous with reliable customer service
Modern ways to commit fraud
Pricing policies for businesses with lots of items
They also include automated billing and capabilities for B2B transactions.

We help MyWebsite users integrate Worldpay into their WooCommerce site or custom site to avoid the usual problems.

How to Pick the Best Payment Gateway Option for Your Shop

Not all payment gateways for ecommerce UK will fit your store. Keep this in mind when making a decision:

1. What are you building for your audience?

Each gateway tends to perform differently on different platforms. You will find that Shopify Payments works better with Shopify. WooCommerce is compatible with Stripe, PayPal and similar services.

2. Would You Better Serve a Subscription or a One-Time Transaction?

Stripe, PayPal and others allow for recurring billing, but Square is made for one-time sales.

3. Do You Offer Goods Outside of Israel?

It is important that your gateway accepts different currencies and languages. You can use Stripe and PayPal to sell products worldwide.

4. How Much Can You Spend?

Along with transaction fees, include chargebacks, the price of each month and quality of support when making your choice.

How We Build Website Helps with the Integration of Your Payment Methods

The Webflow team ensures your gateway works well no matter if someone is shopping on desktop, tablet or mobile. Here are the benefits you’ll find with us:

Make sure the payment system is compatible with your payment gateway
It comes with SSL encryption and supports PCI compliance specifications
Every element of the checkout process is made to work smoothly on mobile devices
All aspects of the setup completed with no issues on any platform
Support continues for fast resolution of any payment challenges

When it comes to payment gateways for ecommerce UK, we ensure your store runs fast, stays secure, and keeps your customers happy.

Things to Watch Out for When Working with Payment Gateways

To keep your business performing its best and bringing in revenue, don’t:

Don’t connect to services through gateways you think your customers are unsure of
❌ Don’t test your checkout process
❌ Keep secret the cost of extras or extra fees
❌ Choose gateway providers that do not have fraud protection
❌ Wait until the last minute for SSL or PCI compliance

At We Build Website, we ensure everything is handled for you, so you don’t need to stress over it.

FAQs About Payment Gateways for Ecommerce UK

Can I integrate more than one payment gateway in my shop?

Several platforms let you have more than one gateway and we are happy to assist with that.

If my gateway doesn’t accept me, what can I do?

Not all businesses in high-risk groups are approved. You can rely on us to offer solutions that fit your building project.

Does my business require having a merchant account?

Stripe and PayPal take care of this process for you. Sometimes, using Worldpay means you need to open a separate merchant account.

Find and Use the Best Payment Gateway Today

Not sure which payment gateways for ecommerce UK are best for your business? Don’t worry. We will help you analyze your choices, set them up correctly and make sure checkout turns your guests into paying customers.

Learn more and work with We Build Website experts today

📞 You can call us at 7500 500354
📧 To reach us by email, message: info@webuildwebsite.co.uk
🌐 Open this link on We Build Website: www.webuildwebsite.co.uk

We Build Website helps you build more than a website; you also get a full ecommerce tool that assists in selling and scaling your business. Let’s build your online store with the payment gateways for ecommerce UK that truly work for your customers and your business.